Risk Management Counsel of Canada (RMC) celebrates 25 years of service to the insurance industry.

The Ontario Court of Appeal has recently overturned the Ontario Superior Court’s decision and has maintained the strict interpretation of “physical damage” in the scope of business interruption coverage.

The Ontario Superior Court recently addressed the evidence required to overcome the presumption of a duty to defend in the context of a liability insurance policy.

The Duraguard case concerns a claim brought by the plaintiff Duraguard Fence Ltd against the defendant broker and his brokerage (“HDF”) for the alleged failure to place adequate insurance coverage for employee dishonesty.