Originally termed Boiler and Machinery Insurance, this field is constantly evolving due to the development of technologies which have made businesses more productive, streamlined and efficient. The current designation of Equipment Breakdown Insurance encompasses a wide variety of machinery and systems failure. Standard policies cover equipment that fits into boiler or pressure vessels, energy transmitting or utilizing equipment (electrical or mechanical), energy supply equipment, or production machinery. The coverage can vary from property damage, to time element loss to contingent business income.
Equipment Breakdown Practice Team
Nebozuk v Northbridge General Insurance Company, 2025 ABKB 197 is a recent interesting case pertaining to limitation periods for claims made under SEF 44.
In Amour the Court held that a person is not automatically an “occupant” of a vehicle for the purpose of an exclusion clause.
Bill 47’s intent is to streamline compensation for accident-related injuries, limit litigation, and create a consistent benefit structure across the province.
Limitation periods are a public interest consideration in the legal system which seeks to weigh a person’s right to sue with a person’s right not to have potential legal claims held over them indefinitely.
Must an insurer must provide liability coverage for bodily injury caused by an insured who pled guilty to a criminal offense that caused the injury?
In Busato, Gore denied the claim due to the fact that the appellant had grown approximately 25 marijuana plants.
Trotter and Morton Limited v Biegel, 2024 ABCA 312 is a case of interest with respect to what factual issues can be dealt with on summary judgment versus what requires a trial.
This case serves as a cautionary tale to insurers and as a reminder of their duty of good faith.
Norris v Vomacka represents the first opportunity for the Alberta Courts to consider the new “three-expert rule” implemented by Bill 41.